FAQ

Payflexi is Bargain Master shopping solution that helps customers buy products they like and pay when they can within a specified period.
There’re 2 variants of PayFlexi (1) iPay (2) wePay

Payflexi is a flexible payment solution from Bargain Master Nigeria (AKA Pay small, small) for customers to always buy products they couldn’t buy at the point of contact for reasons like; not having full payment at the time, having other contending needs to the available cash but willing to indicate interest that tells the merchant they are serious buyers and want the product reserved.

No, Payflexi is not a credit service, there’s no interest, no prequalification, and buyer only need to pay at least 20% or more of the product price to indicate interest of purchase. This enables the merchant reserve the product for the buyer till full payment is made on or before the maximum waiting duration.

Product stays with the merchant till the full payment of the product is made by the buyer, after which the product is shipped.

iPay is a variant of Payflexi, the felixible payment solution for indivuals to shop on Bargain Master Nigeria without the pressure on making full payment on product they like. With iPay you can always make installment payments within a specified period and recieve your product when you complete payment.
With iPay you will never miss a thing.

The merchant will be penalized and the account could be disabled, and the buyer will get full refund and compensation for that transaction from Bargain Master.

Waiting period is the duration merchant is willing to wait before the buyer makes the full payment.

The maximum waiting period is 180 days and the minimum waiting period is 21 days, merchants can choose between 21 – 180 days as their waiting period.

Yes you can switch from iPay to wePay and invite friends to help you complete payment but this will attract #500 processing fee.

wePay is a vriant of Payflexi that helps people connect and make purchase of any product on Bargain Master Nigeria website easier and fun. Friends and Family members can now pay individually for the same product without the pressure on their finance, and everybody is happy at the end of it all.

WePay is a group payment option of Payflexi. It enables group of people pay for a product by dividing the product price amongst the group and each member can pay anytime within the product Payfelxi waiting period.

Identify the product you and your group would like to buy, proceed to payment via Payflexi, select the Wepay option, pay the deposit and then click the invite button to invite other members of the group.

You need to provide their phone number and email during invitation, Bargain Master will notify your members via SMS and email with the details of the product and the duration of the product.

You’re highly advised to always inform and agree with people you intend inviting before you add them to WePay product purchase, if you invite people you don’t know and we receive complaint from them you will be warned and if you continue your account will be suspend and removed from using PayFelix.

You’re free to remove them and invite other people or you can complete the payment yourself

WePay can be canceled if one or more members of the paying group are yet to make full payment.

Only the initiator can cancel WePay.

Members that have made payment will get full refund of their payment and the initiator will get a refund after 2.5% of product cost has been deducted from the first deposit.

WePay can only accommodate 10 members

Yes, so far that member hasn’t paid something at all.

The shipping cost will be paid by initiator

No, product is shipped only to the shipping address provided by the initiator.